Why 24cashfinances?

A Trusted Lending Hub for Short-Term Cash Loans

24cashfinances is among the well-renowned direct lending companies in the UK. Established in the year 2015, it has now become the largest provider of doorstep cash loan in the entire region.

The company runs through the fuel of dedication, driven by commitment and accelerate by respect towards lending to reach towards the destination of borrower-friendly loan deals.

In 2015, the company was launched to bring the alternative of traditional lending and to present the importance of direct lending through the digital platform.

What We Do Provide

A responsible lending service
A suitable 100% online loan process
An instant loan approval
Direct communication with no broker needed

What We Don’t Provide

A lethargic approach to fund the borrowers
Making borrowers to stand in line for any loan
Making unnecessary delay in the loan approval
Charging unnecessary fees from borrowers

We Aim to be Helpful for Everyone

Right from our inception at the UK FinTech market, we aim to be helpful for every borrower. We vouch for helping them in their challenging financial times when they need instant access to cash.

We believe in clear communication with our borrowers, and that is why we always suggest you not to approach any broker to come here. We have a wide online process all over the United Kingdom (UK) and make the entire loan process on the same online platform to help everyone immediately.

Our responsibilities as the UK direct lender are:

Helping instantly with an easy process
Making lending convenient for every borrower
Performing credit checks with no footprints
Assisting both first-time and existing borrowers
Welcoming all credit histories

All the short-term loans here are subject to the affordability of individual borrowers. The loan acceptance primarily based upon the borrowers’ income status, and we do not encourage those using savings to repay our loan, as they must be build-up for some other financial purposes.

Responsible Direct Lending

As the direct lender, we feel it is our responsibility to offer loans to our prospective borrowers that they can afford them. We make it transparent and clear right from the start to avoid any miscommunication later.

At 24cashfinances, we have the vision to assist our borrowers in every possible way and not create further difficulties for them. We will inform you of every aspect of a loan deal before you start making the application so that you can make a wise decision.

Making everything apparent is the core of our responsible lending. From the cost to the interest rates and the repayments, everything we will make clear that you can match to your income capacity. We do not charge anything extra and only the interest rates that you have to pay. Besides, there is no provision of late payment fees and other hidden costs

There will be no surprise of loan costs; instead, you will be surprised to see how quickly you regain the financial balance in your life through our bespoke loan deals.

FAQs - Know More about Affordable Lending

HOW MUCH DO I NEED TO BORROW?

All the loans are subject to affordability. Therefore, you cannot borrow money more than your financial capacity so that you can make repayments comfortably. As a responsible lender, we always suggest you borrow the amount after analysing your repayment capability and once you are sure that you can make repayments throughout the loan term.

HOW LONG SHOULD A LOAN DEAL BE?

It depends upon your current financial need and your income capacity. We are offering loans from one month to 60 months, and we give you the option to choose your ideal loan deal. Make sure you are confident enough to make the repayments during the entire loan period.

IS THERE ANY SMALL PERSONAL LOANS WITH NO CREDIT CHECK?

No lender is entitled to provide short term loan with no credit check. The Financial Conduct Authority (FCA) has mentioned in its lending rules and regulations that every lender, who is performing the lending process, has to perform the mandatory credit check of every borrower. However, the main purpose is to ensure affordable lending deals for everyone.

ARE PERSONAL LOANS COSTLY ALL THE TIME?

No, not at all…If you have a good credit rating and a stable monthly income, then the lender may give you the personal loans on reasonable interest rates. Again, it depends upon the borrowers’ affordability to bear a particular loan deal. Some direct lenders offer competitive interest rates on personal loans.

SHOULD I USE A LOAN CALCULATOR TO GET AN AFFORDABLE DEAL IN THE UK?

Yes, you can do that as this will give you a clear idea what sort of loan deal is more appropriate to your financial capacity or not. Using the calculator brings an estimation of how much would be the monthly instalment if you get a loan on a particular amount.